Later Life Lending Advisor - Responsible




Hours Per Week: 35




Contract Type: Full Time




Contract type: Permanent


Location: Home Address


Working style: Remote




Anticipated Start Date: 15th February 2027




Please note this is an employed position. Successful Candidates will join an onsite/residential induction programme for 2 weeks to the end of February upon starting.




Royal London, one of the UK's leading Equity Release mortgage brokers is looking for an Equity Release Adviser to join our growing, forward-thinking and digital-first team.




This is a genuinely exciting opportunity to be part of a business that is transforming the way customers experience later life lending. We're proud of our strong growth, innovative approach and commitment to delivering an outstanding, customer-first journey - this is not a transactional sales role, but one centred on building trust, delivering quality advice and supporting customers through one of the most important financial decisions of their lives.




Why join Royal London Equity Release Advisers?




You'll be part of a business that combines strong brand recognition, cutting-edge technology, and a values-led approach to customer care.




Our Advisers benefit from:

• High-quality, pre-qualified appointments - Generated through national digital channels, press advertising and trusted referral partners - no cold calling required


• A digital-first, tech-enabled environment - Including a sophisticated CRM, in-house built digital factfinding and sourcing tools, and enhanced suitability letter writing


• Full compliance and administrative support - Allowing you to focus on delivering outstanding advice and customer outcomes


• Strong earning potential - Competitive basic salary plus a very generous annual bonus structure.


• Comprehensive training and development - Structured induction and development training that aligns Royal London's core values and focuses on delivery of consistently good customer outcomes.

About the role

• Delivering exceptional customer experiences, reflected in our outstanding Trustpilot reviews


• Taking a holistic, advice-led approach rather than a transactional sales mindset


• Building long-term relationships with customers and partners


• Maintaining an environment where advisers are supported, developed and retained

About you

• Experience in delivering Later Life Lending advice


• CeRER Qualified


• A strong focus on customer experience and ethical advice


• A desire to be part of a collaborative, forward-thinking team

Our approach to compensation is designed to help us attract, inspire and retain the best talent. We aim to pay employees fairly and competitively across all levels and roles. The base salary range for this position is:




£41,200 - £43,775




This range takes into account the wide range of factors that are considered when making compensation decisions, including but not limited to skill sets; role; skills and experience; and qualifications. This range is an estimate, and further details on salary and total compensation aspects will be shared with candidates during the recruitment process.




Base salary is only one component of our total package. Other rewards include participation in a discretionary bonus scheme and a comprehensive benefits package and pension. We are committed to fostering a flexible work environment that enables employees to thrive personally and professionally.




If you feel you'd be a great fit for Royal London but don't meet every requirement, we'd still love to hear from you. Research shows some candidates are less likely to apply unless they meet 100% of the criteria - if you meet most requirements and are keen to learn, we encourage you to apply!




About Royal London




We're the UK's largest mutual life, pensions and investment company, offering protection, long-term savings and asset management products and services.




Our People Promise to our colleagues is that we will all work somewhere inclusive, responsible, enjoyable and fulfilling. This is underpinned by our Spirit of Royal London values; Empowered, Trustworthy, Collaborate, Achieve.




We've always been proud to reward employees by offering great workplace benefits such as 28 days annual leave in addition to bank holidays, an up to 14% employer matching pension scheme and private medical insurance.




Inclusion, diversity and belonging




We're an inclusive employer. We celebrate and value different backgrounds and cultures across Royal London. Our diverse people and perspectives give us a range of skills which are recognised and respected - whatever their background.