Responsibilities

• Ensure the implementation of retail credit risk management and credit quality
• Assist in monitoring changes in the quality of retail credit assets, and decide on appropriate risk mitigation measures
• Develop and implement credit strategies to optimize the credit process workflow related to approval and compliance issues
• Support frontline to carry out credit business in compliance with the Bank's credit policies and guidelines
• Provide recommendation and approve the credit application within the designated authority
• Manage credit related projects, products and program
• Enhance risk management knowledge within department by providing training and consultancy support
• Taking ad hoc projects when necessary

Requirements

• University Degree with major in Business Administration, Finance, Accounting, Economics or related disciplines.
• At least 3 years' experience in credit / financial analysis• Sound knowledge of all aspects of credit industry.
• Good credit sense / credit judgment with strong communication and interpersonal skills
• Proficiency in both spoken & written English and Chinese including Putonghua.
• Good knowledge of Microsoft Office, Experience of AI use is preferred

If you are applying for in-scope position(s) under the Mandatory Reference Checking Scheme (i.e., A role carrying out regulated activities licensed by the IA, SFC & MPFA), you are required to undergo the Mandatory Reference Checking. Our responsible recruiter will inform you the details of the MRC process and the requirements in due course. For details, please click here .