Portfolio Analyst - Unsecured

  • Competitive
  • Kuala Lumpur, Malaysia Kuala Lumpur Kuala Lumpur MY
  • Permanent, Full time
  • OCBC Bank (Malaysia) Berhad
  • 16 Aug 18 2018-08-16

Portfolio Analyst - Unsecured

Strategic intent: Provide supportive credit and risk analytics for Retail portfolio (eg. Mortgage, Credit Card, Personal Loans, SME loans) to facilitate optimization of Risk/Reward equation.

Job Responsibilities:

  • Preparation of Retail portfolio credit/risk reports and analytics for local Management and Group Office;
  • Regular portfolio analyses/MIS on all Retail products for effective monitoring on portfolio quality and behaviour;
  • Pro-actively identify problem areas and opportunities within Retail portfolio with processes and policy analyses to enhance profitability of the franchise;
  • Develop and monitor forecast, portfolio triggers and stress test to maintain well-balanced portfolio management;
  • Tracking of cross-sell programs and new product rollout to monitor the performance and success level of these initiatives;
  • Assist in presenting analytical observations and influencing business decision-makers to propose policy recommendations;
  • Maintain and support credit data and data repositories. Champion enhancement of portfolio analyses and data management - reporting and system;
  • Manage ad-hoc credit/risk MIS request to support Risk Acceptance Criteria for front-end approval.
*LI-LCH

Qualifications
  • Degree in Mathematics, Finance, Statistics, MIS, Engineering or related areas.
  • Experience in MIS or credit/risk analytics.
  • Strong analytical and technical skills including experience in programming languages i.e. SAS and knowledge in data management, analysis and simulation.
  • Committed in completing assignment within deadline, strong interpersonal and communication (oral and written) skills.
  • Candidates with Retail portfolio knowledge, Statistical knowledge and SAS background will be an added advantage.