Manager/ Assistant Manager, CED SMF & Regional Credit
*For internal staff please apply internal transfer via HRMS (https://myhrms.hlbank.my) with the information below: JR number: Refer to the above Job Number next to position tittle Location Code: MYMHL10000
Department Code: MY10006325
Designation Code: MSMF
Recommend and underwrite share margin financing (SMF) and regional credit to ensure high credit quality with business acumen to protect the Bank's asset and provide excellent services in approval turnaround time to support the SMF & regional businesses. Responsibilities:
• Responsible for processing and evaluating SMF & regional credit (Singapore) applications as per the credit guidelines and policy.
• Ensure achievement of agreed processing turnaround time.
• Escalate suspicious application to AMLA and Fraud Management Unit.
• Manage disagreements on credit decisions with sales personnel.
• Assist in portfolio performance tracking/ monitoring and analysis.
• Perform horizontal scanning of both external (Bank Negara Malaysia, Monetary Authority of Singapore, Bursa, Securities Commission etc) and internal publication/ guideline/ general circular to identify gaps and corrective actions.
• To ensure full compliance of regulatory requirement and internal guidelines.
• Carry out any other tasks/ duties assigned by Management as and when required. Requirements
• Candidate must possess at least a Bachelor's Degree, Post Graduate Diploma Professional Degree, Finance/ Accountancy/ Banking or equivalent.
• Preferably with CCP/ CCE certification
• At least 3 years of credit evaluation/ approval experience
• Proactive, display self-initiative, independent and good analytical skills